Need Help?
Where can I see my previous withdrawals?

Currently, this is visible only on the Citrus-LazyPay app on Android.

Go to the LazyPay tab, you will find Repayment Status section. You can tap on card which shows your withdrawal amount. After you tap, it will show all details regarding your withdrawal i.e. when are your installments due and how much you need to repay every month.

What is the minimum/maximum amount for withdrawal to bank?

The minimum amount for withdrawal is Rs 10,000. You can withdraw upto the limit set for you. Your limit is displayed on the mobile app.

How do I become eligible for this?

Please check the section on increasing your credit limit. If you are approved for a high credit limit and have done your KYC and setup your bank for auto repayment, you will become eligible to use this service

How is the statement amount calculated?

The statement amount is calculated as sum of all transactions that you have done at merchants & any installment that you need to repay. Any previous dues, late fees & penalties are also added to your due amount From this we subtract all repayments, cashbacks, refunds and credits that you have received during the bill cycle.

What is the minimum salary requirement for being eligible to increase your credit limit?

The minimum salary requirement for being eligible to increase your credit limit, is Rs 30,000

What is the maximum credit limit I can get?

Currently, the maximum credit limit available is Rs 1,00,000

How can I avail LazyPay services?

You must choose LazyPay as a payment mode available on the merchant’s website. An OTP is sent to the user for verification purpose and after entering the OTP, transaction is processed.

What is LazyPay?

LazyPay is India’s fastest way to get credit online. Just download the LazyPay App and discover your unique credit limit. LazyPay credit limit can be increased upto Rs 1,00,000 with an easy digital process. Use your credit limit to pay later for your shopping online across 100+ of your favourite apps and websites. Withdraw from your credit limit to your bank account and repay using easy EMI options at affordable interest rates. All your payments and EMIs are consolidated in a single statement. You need to pay only a single bill on the 3rd and 18th of each month.

What are the benefits of using LazyPay?

LazyPay is the fastest and simplest way to make payment. The speed of payment ensures that you never miss out on your favorite products or your favorite movie. What’s more, you need not pay us in advance. Just pay us after you have availed the service.

Should I trust LazyPay services?

LazyPay is a product developed and launched by PayU India. PayU is synonymous with trust and has grown to be the undisputed leader in online payments in India.

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